Jun 12, 2020

Tips for Finding The Right Car Insurance Policy

By Liza Barth, Consumer Reports News

With elevated gas prices affecting the cost of owning a car, it’s also worth looking into ways to cut other related operating expenses. One place to start is car insurance. All drivers must carry insurance protection, but many people just pick an insurer after they buy their first car and don’t look at the details of the policy for years, which could leave money on the table. Below are some ways to find the right policy and cut your premiums.

Do an annual rate check. Check rates from other companies to make sure you are getting the best deal. Many state insurance departments offer guides to available services, and while online you can find insurance comparison tools. Of course, personalized quotes aren’t immediate and often require a call back from an agent, but comparison shopping online can be a time-efficient way to find a better deal.

Maintain good credit. Regularly check your credit score since a low score may impact your premium.

Set the right deductable. A higher deductible reduces your premium, but you have to pay more out of pocket in the event of an accident. If you have a good driving record and haven’t had an accident that was your fault, you may want to gamble and opt for a higher premium. The reward for this risk could be up to a 40 percent savings.

Review your coverage. Check to make sure you have enough liability coverage for bodily injury and property damage. Over time, costs and risk increase, and so should your coverage. Simply put, minimal coverage gives you minimal protection.
Report reduced mileage. If you’ve changed jobs, are now working at home, or have become unemployed, call your insurer. By driving less, you may qualify for a lower premium.

Watch crash repairs. Check to see where your insurer sends you for repairs, as the repair shop may push you to use cheaper replacement parts, rather than original equipment from the manufacturer (OEM parts). Tests have found that some non-OEM parts can fit poorly, are more prone to rust, and don’t necessarily meet federal safety standards.


Choose the right car. Vehicle damage and the cost for repair is a big part of the price of auto insurance. When looking for a new car, compare the data on collision by vehicle model. 

Your car dealer should also have a booklet on relative collision insurance cost produced by the National Highway Traffic Safety Administration (NHTSA). Also, estimated insurance fees are part of the owner cost information Consumer Reports provides online for all new models.

Beware of scams. Crooks can rip off drivers with staged accidents, which could result in an insurance claim against you. To avoid this unpleasant scenario, follow good driving practices and if you are in a crash, photograph the crash scene and always call police to report the incident.

Take advantage of discounts. Discounts are available for drivers considered to be lower risk (older, married, and/or long safe driving record) or those who take a driver-training course. Anti-theft and certain safety equipment can also reduce your cost. 

Bundling insurance with auto and home is another option to consider, but check out the total costs with and without combining policies to see which scenario is cheaper.

Ways to Make Money From Home

Ways to Make Money From Home
By Michael A. Taylor

In the modern world, you no longer have to tolerate doing a job you hate or working for people you can't tolerate. A lot of people have discovered new ways of making money that don't require you to even leave your home. The following are some of the best ways to make money at home;

1. Start a blog

Blogs are a great way to share your stories, opinions, and other information with random people on the internet and if you are consistent and grow your audience, your blog can become a good source of income. If you have lots of visitors on your blog, you can make money through advertising or selling merchandise to your audience.

2. Affiliate marketing

Affiliate marketing is where you get paid from product sellers or manufacturers for directing buyers to their website or business. You can advertise the products using any means at your disposal, such as adverts on blogs, social media posts, direct messages, among others. All you need is potential buyers to click your affiliate link that directs them to the seller's website (such as Amazon). If the buyer makes the purchase, you get a commission.

3. Starting a YouTube channel

YouTube is one of the world's most popular websites with billions of monthly users. There are videos of almost anything you can think of and anyone is allowed to post a video. You can become a YouTube content creator and post any videos you feel people will be interested in such as funny videos, travel videos, cooking videos, explainer videos, reaction videos, or just record yourself speaking about various topics. You get paid depending on the number of views your videos get and the number of subscribers your channel has.

4. Sell your photos

If you are skilled with cameras, you can easily turn your photos into easy cash by selling them to stock image websites such as Shutterstock.com. With modern high-performance smartphones, you don't even need to have a professional camera to take awesome pictures. If your photos are accepted, they can be downloaded by Shutterstock.com's subscribers and you can make money for every download.

5. Take online surveys

Online surveys can be a quick way to earn some cash at home. There are plenty of reputable online survey sites that you can sign up and do regular surveys for cash.

6. Forex trading

You don't need much to become a successful Forex trader; just a computer and internet connection is all you need to run a Forex trading empire. You can easily set up your Forex trading account and start trading as soon as you deposit funds. You can use the computer or your smartphone to access streaming charts, live price feeds, and news and trade at home 24-hours a day.

7. Turn your hobbies into cash

If you have a talent or are good at a hobby especially in the creative arts, you can easily turn it into a moneymaking venture if you do it right. For instance, if you love painting, you can make portraits and sell them for thousands of dollars or even millions if they are good enough.


Tips for Running a Successful Home 
By Darren Russell

When you start running a business from home it can be difficult at first to get in the right frame of mind, so knowing a few tips and tricks can be very useful.

If you are already running a home based business and you feel you need a fresh approach, then these tips could help you, too.

Maybe you are doing good in your business but want to do better!

Improving your productivity is always a good idea. After all, we can always do with freshening things up a little every once in a while.

With that said here are my top five tips that may help you on your way.

1. Set Manageable Goals

It helps in every area of life to have precise written out goals that we are aiming to achieve. So it makes complete sense to have goals for your business too, this will give you a reason to work every day and a clear image of where you want to be.

As a start set yourself a definite financial goal (For example $1000 a month, was my original goal)

After that set out the steps you need to take to reach that goal. Don't be over ambitious at the start but at the same time don't make it too easy either.

The trick is to set a goal that you will have to work at to achieve, so that when you do get there you know you have put the work in to do so. Once you reach that goal then re-evaluate the situation and set new goals so that you are moving forward all the time.

2. Hold Yourself Accountable

Once you have your goals in place, you need to be disciplined enough to ensure you are making every effort to work towards achieving them, if you are finding this hard to start with it can sometimes help to ask someone to check up on you (weekly or monthly) to see the progress you are making towards those goals.

If you are moving from a full time job to work at home it can sometimes be difficult to motivate yourself.

You are going from a structured environment where everyone knows who they are accountable to and what they need to be doing on a daily basis, to having no one to answer to but yourself.

I know that may sound great, but remember:-

The success or failure of this business is down to you,

The progress you make is down to you,

How much time and effort you put in is down to you,

In short you are now accountable for every aspect of your business, there is no hiding from the fact that the book now stops with you.

3. Remember it's Still a Real Business

Sometimes, when working from home it can be hard to get yourself into the right mindset. When your home is your office and there is no daily commute it can be easy to become lazy and lack discipline.

To stop this from happening, you might want to try the following:-

Set aside an area of your home that is your work space. If at all possible, this should be a room where you work and work only. It does not have to be a big room or an elaborate space but it does have to be a good working environment...

My first home office was a small 7′ x 5′ room with a desk, a bookcase and a small filing cabinet. I had a whiteboard and a calendar on the wall and a few old jars with my pens in on the window sill, shelves above my head housed files and a printer and stacks of blank paper.

The point being once I was in that room and closed the door, I was at work, it felt like a work environment and I treated it as such, it got me into my 'work mode'

When you are in your 'home office' Set yourself business hours and stick to them. Treat it like a real work environment, so non-business emails, personal phone calls and social networking, should not take place during 'work time'.

Don't get tempted to check your Facebook page or search Google for what's on TV tonight because these things can easily eat up an hour or more of your time, time that could have best been used more productively.

Having a dedicated work space and definite working hours gives you a structure and will certainly help you be more effective for your business.

4. Dress accordingly

I'm not saying you have to put on your business suit... unless that works for you of course, but please don't spend the day working in your pyjamas, mentally it does not get you in the right frame of mind no matter what you may think.

Dress as you would in a normal working environment, it is great for getting you into 'work mode' and It makes you feel like you mean business. Besides if you have an unexpected Skype call you don't have to worry about your appearance in front of that potential client or JV partner.

5. Plan Ahead

Believe me when I first started out I would waste days starting one thing getting side tracked by something else before moving on to yet another task and ending the day no better off than when I started six or seven hours earlier.

There is nothing worse than starting your day not knowing where you are going or what jobs you need to do.

Without a plan for your day it is easy to flit from one thing to another until before you realise it, half of your day has gone and you have got nowhere.
Article Source: https://EzineArticles.com/expert/Michael_A._Taylor/402019

Jun 10, 2020

The Most Frequently Asked Interview Questions

Written by Vikash Jha
    
You built a perfect resume, got shortlisted and received a call for the interview. But do not be mistaken that a call for the interview means you are almost on the verge of receiving the job offer letter. The biggest barrier between the resume being shortlisted and landing the job is the interview. Even the most qualified and experienced candidates can tremble by unexpected questions. So it is always better to prepare thoroughly for the interview questions that can be asked. 

This article talks about the most frequently asked interview questions. Even if you are going for a technical interview and want to know about PHP Interview Questions and Answers, these questions are the most commonly asked.

1- Tell us about yourself.
This is the age-old question can be the easiest as well as the most difficult question to answer. You are supposed to talk about yourself and give an introduction to this answer. And with this question, the employer gets the chance to know how articulate you can be. You should answer the question in context to how you can be a cultural fit in the company. It is your chance to tell the employee how you stand out from the other employees. Because this is one question that is asked to every employee.

2- Where do you see yourself five years from now?
With this question, the interviewer does not want to know about your plans of becoming a leading manager or supervisor. Instead, the aim is to know whether you have the capability and plan to make a long term contribution to the company or not. Give answers that are in line with the roles of the position that you are applying for. In short, give an answer that states how you can make a positive impact in favor of the company in five years’ time. 


3- What are your weaknesses?
The main aim behind asking this question is to know whether you are also one of those employees who would give a banal answer. Or would you stand out from the rest and think uniquely. Give an honest answer to this question. Do not talk about something that could potentially put your skills at a loss. You can talk about a weakness that you think can be improved easily. For instance, you can say that you have a weakness but that you are already working on overcoming it. 

4- What are your strengths?
Always remember, that your greatest strength should be in context to the role that you are applying for. What the company really needs should be your strength. Talking about something that is irrelevant to the job is not considered a bright option. Basically, the strengths you talk about should be tailored to the requirements of the company. 

5- What is your greatest achievement?
Think about what is it that you have achieved in the past which can be beneficial for the company. This is your chance to prove that you are better deserving than the other candidates. Align your achievement to the needs of the company. That is exactly what the recruiter is waiting to hear. 

In conclusion, what matters most is how you can alter each answer you give in a way that can make you more deserving than the other candidates. Make sure to answer questions uniquely so that you make an impact. State stories instead of boring straight facts. And be confident at all times. 

Source : Goarticle.info

Benefits of Social Media Marketing for Business

Written by Hansikar Technologies
    
Social Media Marketing is a sort of computerized showcasing which works through different web-based life stages. You almost certainly heard the word web-based life till now. Computerized advertising has totally changed the web; truly it has changed the whole world and moreover the universe of exhibiting.

This is another technique for correspondence with your purchasers in a convincing and most sensible way. It is the place you can fabricate a relationship with your customers and remain in contact with your loved ones. It is the most astounding resource right now for displaying and arrangements in the business world.

Likewise, papers, radio, TV and other traditional media dealt with our homes directly around a century. In any case, the prerequisite for web-based life showcasing has risen now than at some other time in Nepal. Web-based social networking marketing in Nepal has immediately created right now. It’s connected to sharing information through web mediums using online interpersonal interaction stages like Facebook, Instagram, Twitter, YouTube, etc.

What is Social Media Marketing?

Social Media Marketing is the use of online networking to exhibit or exposes your things and organizations. Every business has a relative purpose behind advancing, for instance, to manufacture brand care, increase arrangements and changes and direct individuals to their site.

It incorporates the sharing of pictures, chronicles, advancing, and assorted distinctive substances that attract the people to their site for their product explanation. It is the most predominant and effective gadget to go to your concentrate on and potential customers.


Benefits of social media marketing for business:

1. Increase brand awareness

Sharing through online systems administration media direct forms your picture care as your picture would appear to a large number of customers. People will learn and consider your picture and business. You can make your business page through online systems administration media that lift your picture care.

One of the critical accomplishments of the association is to make open care with respect to their business, which should easily be conceivable through electronic life advancing. You can keep up a better than average relationship with customer through web-based systems administration and makes your work easy to find the customer for your things.

2. Targeting location and audience

Social Media Marketing gives an incredible element of focusing on potential and wanted the crowd to expand substance commitment and leads. Without concentrating on your group, your elevating won’t appear to the interested individual. Wrong concentrating on can especially impact the efficiency of your business.

Right now, advancements should have appeared to those people who have a high eagerness for your things and are set up to get it. It will save your time, cost, and augmentation of your arrangements and change rates.

3. Cost-Effective

Online long range informal communication exhibiting might be the best sagacious technique right now. With less endeavor, you can get high points of interest to your business. Nepal has increased extraordinary ground in internet organizing displaying through Facebook advancing. People rely upon Facebook shows on purchase their necessities, which have made it less complex for the business to sell their things.

With $1 of post enables, your post can be conferred to countless people with concentrating on decisions, which is genuinely monetarily keen to low theorists and students.

4. Improve SEO Rankings

Online long range interpersonal communication advancing takes immense measures of traffic to your site, which is extraordinary by virtue of SEO. Having more traffic every day is a prize point to your SEO rankings when people see and interface with your substance, it constructs snaps and impressions.

Web-based life advancing is a straightforward way that helps your SEO as it fills in as a force for rankings. The more people love and view your substance, the more your site positions on Google.

5. Improve Customer Satisfaction

Having a not too bad relationship with your customers is for each situation better for your business. It fabricates the customer’s trust and duty on the entirety of your posts. For getting the trust, you need to satisfy your customers, securing their trust.

Source : Goarticle.info

Jun 2, 2020

Is Bitcoin a good investment?

Is Bitcoin a good investment?
By Bitcoin.com

Note: This article is not investment advice. Instead, it aims to give you a better understanding of what Bitcoin investment involves.

The basics of Bitcoin investment:
You can invest in both Bitcoin Cash (BCH) or Bitcoin Core (BTC). They’re two separate digital currencies which can be bought and sold online.

There’s no single definition for Bitcoin investment: it depends on what you decide to do. For instance, you might be buying coins to store or trade, or you might try to earn coins by getting involved with Bitcoin mining.

As with any type of investment, do your research before spending any money on Bitcoin-related investments and make sure you never spend more than you can afford to lose.

Is Bitcoin investment safe?
A quick look at our Bitcoin price charts will tell you that both Bitcoin Cash (BCH) and Bitcoin Core (BTC) can have periods of high volatility.

That’s because they’re both new investment opportunities and, as market sentiment around the potential of cryptocurrencies fluctuates, so too does the price of every coin within the space.

Predicting these periods of volatility is hard even for experienced traders. But, by doing your research and learning about the different types of Bitcoin investment opportunities (and scams), you can make more educated investment decisions.
Investing through buying and storing Bitcoin
Most new investors simply want to purchase Bitcoin and, once they own it, they store it securely for the foreseeable future (aka ‘hodling’).


The goal here is that the Bitcoin bought will appreciate in value and, if this happens, the investor can sell their Bitcoin on for a profit.
There is no way to predict whether the Bitcoin you buy will increase in value. One of the biggest factors impacting price is usability, so keep up to date with industry news to learn more about the potential of different cryptocurrencies.

To purchase Bitcoin, you exchange fiat currency (e.g. USD) for either Bitcoin Core (BTC) or Bitcoin Cash (BCH).

Investing through active Bitcoin trading
Trading Bitcoin involves buying either Bitcoin Cash (BCH) or Bitcoin Core (BTC) and, instead of storing it, trading it frequently.
The goal here is to buy when the price is low and sell when it rises, meaning a profit is made when the Bitcoin is sold.

Bitcoin traders often do this over relevantly short periods of time, closely tracking the market price to determine when to buy and sell.

Since there is no way to predict the market, it’s wise to trade with caution and be aware that there are never any guarantees of making a profit.

Investing through Bitcoin mining
Bitcoin mining involves trying to ‘earn’ Bitcoin Core (BTC) and Bitcoin Cash (BCH) by lending computational power to the networks.

In short, when a computer successfully processes Bitcoin transactions, it’s rewarded with newly-created coins—meaning the owner of the hardware earns Bitcoin.
To start mining, you can either buy your own mining hardware or you can rent hardware through a cloud mining contract. Either way, joining a mining pool means you’re more likely to successfully mine Bitcoin (i.e. shared efforts for shared profits).
The profitability of Bitcoin mining depends on various factors. Above all, the value of the mined Bitcoin needs to be greater than the cost of running the mining hardware for miners to see a profit.

Avoiding Bitcoin investment scams
As with any financial landscape, the crypto space is rife with scammers looking to take advantage of new investors.

As a rule of thumb, any investment opportunity that seems too good to be true probably is. For instance, if a site or company claims it can double your Bitcoin or offers high interest rates if you ‘lend’ them your coins, they’re a scam.

Likewise, if you’re unexpectedly approached by somebody out of the blue promising to send you more Bitcoin if you first send them some, ignore it.

Many people fall victim to scams—especially when the fraudsters pose as well known figures in the crypto space through fake social media and email accounts.
Before committing to any investment, thoroughly research the company or website involved to establish whether they’re trustworthy.

About Bitcoin Cash

What is Bitcoin Cash (BCH)?
In simple terms, it’s an online currency formed out of a dispute between Bitcoin (BTC) miners and developers. Now, that doesn’t mean it’s a poor imitation of the original cryptocurrency. In fact, when you really ask the question "what is Bitcoin Cash about", you’ll see why it’s a strong crypto in its own right.

Perhaps one of its greatest strengths is that it’s universal. Unlike many modern utility tokens that focus on one particular market, BCH as a currency token, is for everyone. Therefore, if you’re interested in how to get Bitcoin Cash and why it might be a positive investment, the following guide is for you.

Some key takeaways for Bitcoin Cash:
BCH was formed out of a hard fork on the original Bitcoin blockchain
Active since August 1, 2017
Larger block sizes mean BCH can process more transactions per minute than BTC
Just as BTC, the maximum number of BCH tokens is capped at 21,000,000
BCH is an offshoot of Bitcoin. In general terms, Bitcoin Cash performs a similar function and has the same overall goals as its predecessor. To put it another way, BCH is designed to be a digital decentralised currency unconstrained by governments or geographical borders.

Why was Bitcoin Cash Invented?
While BCH and BTC share many similarities, they’re also different. To examine this difference, we must look to the creation of this altcoin.

Despite being the most valuable cryptocurrency, some Bitcoin developers were unhappy with the state of the project. With other blockchains such as Litecoin (LTC) able to process transactions cheaper and more efficiently, many thought that a change was necessary.


In 2017, a hard fork was discussed. All blockchains have the ability to be forked, which basically means part of the original code is changed in some fundamental way. A perfect fork is where the entire community will shift to the new, improved blockchain. A split, is where there is a disagreement among members. This is what happened with Bitcoin in August 2017.

After developers found a way to increase the size of a block (i.e., the amount of transactions a block can hold), a fork was agreed. Those in the community who thought a new system was necessary moved over to Bitcoin Cash, while those loyal to the original system stayed with Bitcoin. The end result was a new digital token that was based on Bitcoin but had some important differences.

The Team Behind Bitcoin Cash
In practice, no one person is behind Bitcoin Cash. The decision to implement a hard fork on the BTC blockchain was a community decision taken by those working on the project.

How does Bitcoin Cash Work?
Before we look at how to get Bitcoin Cash, it’s important to understand how it works as a cryptocurrency and, in turn, an investment opportunity.

Comparable to the function that Bitcoin performs, BCH tokens are a form of digital currency. Thanks to decentralised technology, cryptography and Proof of Work (PoW) protocols, a network of miners can process transactions without requiring a single point of authority. This system is almost identical to Bitcoin. However, the main difference is that the blocks can handle more data (transactions) which, in turn, mean it’s easier and faster to process payments.

The end result is that, in some people’s minds, BCH is more effective as an online currency. In other words, it’s easier to send, receive and spend BCH tokens than BTC tokens. That makes it a better option for those wanting to pay for goods and services using crypto.

From an investment perspective, that’s important. As the world becomes familiar with digital currencies, more people will want to use it. That makes it an interesting alternative for those who’d previously considered buying Bitcoin.

How does Bitcoin Cash Compare to Bitcoin and How Safe is BCH?
As previously mentioned, the fundamental processes for BCH are the same as Bitcoin, with the main difference being the size of a block and the speed at which transactions take place. Bitcoin Cash has a devoted community and ranks in the top 5 crypto at the time of writing. The token has a tendency to mirror the price movements of its parent Bitcoin. If you feel that feel that Bitcoin is safe, you can be confident to extend this sentiment to BCH.

Can Bitcoin Cash (BCH) be used Anonymously?
Bitcoin cash can be used anonymously when transacting directly on its network. If you wish to exchange your BCH for other crypto or fiat currency, then you will have to go through an exchange. Many of these require you to provide evidence pertaining to your identity. AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations exist to protect the interests of all parties and should be welcomed if we are to see the mass adoption of crypto for everyday use.

How can you Get Bitcoin Cash?
Now that you know how BCH came about, let’s look at how we can acquire this valuable, digital asset.

How can I Buy Bitcoin Cash?
There are two ways to get Bitcoin Cash: You can buy it or you can mine your own. If you’re technically minded, mining cryptos is a great way to obtain Bitcoin Cash, though it isn't really free, as mining hardware and electricity required to perform the task all costs money. The process of mining BCH isn’t overly complex, although it does take time and is beyond the skillset of most casual investors.

Therefore, the simplest way to get Bitcoin Cash is to employ the use an exchange. As one of the leading crypto coins on the market, you can buy BCH via any of the leading online exchanges. Regardless of whether you want to buy it with another digital coin via a crypto-to-crypto exchange or make fiat transactions, all the options are available.

How to Store Bitcoin Cash
The best way to store BCH tokens is via an online or offline wallet. Because this coin is linked to Bitcoin, you can use all the same crypto wallets for BCH as you would BTC. Some of the leading options are:
Ledger Nano S
Trezor Wallet
Exodus
BTC.com
Guarda

Alternatively, you can trade Bitcoin Cash CFDs (Contracts for Difference) via the eToro platform. If you do that, you won’t need to own the underlying asset, therefore, don't need to go through the complex process of setting up a wallet. CFDs allow you to earn money based on the price fluctuations of BCH.

Bitcoin Cash Price, Market Cap & Supply
Other than being more efficient than Bitcoin, the main advantage BCH has over its peer right now is its price. Unlike its older brother, Bitcoin Cash doesn’t cost thousands. Although it’s far from the cheapest crypto, you could pick up a single BCH token for around $311 in February, 2020. When you combine this with a supply cap of 21 million coins, there’s a lot of potential to make a handsome profit when you buy Bitcoin Cash.

Bitcoin Cash Advantages & Disadvantages
Advantages of Bitcoin Cash:
Based on well-established technology
More efficient than Bitcoin
Cheaper than BTC
Can be used by consumers

Disadvantages of Bitcoin Cash:
Still in the shadows of Bitcoin
Competing with other Bitcoin forks, such as Bitcoin Gold (BTG)
Should you Invest in Bitcoin Cash or Not?
If you’re a fan of Bitcoin then you’ll love Bitcoin Cash. Essentially the same but better in some respects, BCH has all the makings of a world-class cryptocurrency. When you combine that with fairly affordable prices and its potential in the ecommerce space, it’s certainly a crypto worth considering.

FAQ – Frequently Asked Questions about Bitcoin Cash

What is Bitcoin Cash?
Bitcoin Cash is an offshoot of Bitcoin that’s designed to be more efficient.

How can I buy Bitcoin Cash?
All the top cryptocurrency exchanges currently offer BCH trading options.

How much does Bitcoin Cash cost?
The price of BCH is always changing. In this guide, we can only cover what Bitcoin Cash is about and how Bitcoin Cash works.

Can I get Bitcoin Cash with a fiat currency?
Yes. Many major platforms give you the option to buy BCH fiats such as EUR, GBP and USD.

Will I make money if I buy Bitcoin Cash?
As a general rule, all crypto invests carry some degree of risk. However, this is a well-established project that has a lot of positive attributes.

Tips You Need to Know Before Investing in Bitcoin

2017 was very much the year for Bitcoin. It experienced exponential growth of around 1,400%, making early adopters of the cryptocurrency millionaires in the process. Although the value of Bitcoin dipped and plateaued slightly later, Bitcoin remains a hugely lucrative market to invest in. There must be a reason why Bitcoin has been the buzzword on the lips of many economists and financial traders, right?

Nevertheless, if you’re a novice when it comes to investing in Bitcoin and cryptocurrency in general, it’s vital that you do your research before parting with your hard-earned money. Our seven priceless tips will help to minimise the mistakes you make with your cryptocurrency trading.

1. Learn how to properly store your Bitcoin first
It’s important to learn to walk before you can run. Begin by learning the basics about the mechanics of buying and selling Bitcoin. You’ll need to read our reviews of all the leading Bitcoin exchanges first to discover the easiest and safest platforms to start buying Bitcoin. Coinbase tends to be a good starting point for any beginner investor, due to its intuitive interface and the ability to start purchasing other leading cryptocurrencies too such as Ethereum, Bitcoin Cash and Litecoin. As with all financial investments, it’s vital that you learn how to protect your assets. In this case, you’ll need to ensure your digital assets are comprehensively guarded against the threat of cyber-attacks and scammers. There are purpose-built Bitcoin wallets designed with security at the forefront. Ledger Nano S is the world’s most secure Bitcoin wallet, while TREZOR is also popular as it generates private keys to your Bitcoin wallet offline, away from prying eyes.


2. Keep your eyes peeled on the market cap
A common mistake newbie crypto-traders make is to make investment decisions based purely on coin price. In reality, the value of a cryptocurrency is only valid once you’ve taken into consideration the current circulating supply. If you’re considering buying Bitcoin, try not to focus too heavily on the current value of the coin and instead consider the percentage of the total market cap you are purchasing. The closer a cryptocurrency gets to its market cap, the greater the demand will be to sell at a later date.

3. Is it worth investing in Bitcoin mining?
The industry for Bitcoin mining has accelerated at a rapid pace. In the earliest days of Bitcoin, the average home computer could be used to crack the cryptographic puzzles and earn new Bitcoins. Unfortunately, in 2018, the only way Bitcoin mining is done profitably is within specialised data centres. These warehouses are jam-packed with machines built solely for the purposes of mining Bitcoin. A home mining operation would cost in the millions to set up today, which means it’s probably best to consider investing in Bitcoin that’s already in circulation instead.

4. Consider diversifying your crypto investments
It’s all too easy for Bitcoin investors to become infatuated with the cryptocurrency. The reality is that Bitcoin is just one of thousands of other cryptocurrencies available to invest in that could be used to offset some of your risk in Bitcoin. Smart cryptocurrency investing is the same as trading the stock markets or forex – you need a risk management strategy. Don’t put your eggs in one basket! Instead, hedge your bets by investing in some of the up-and-coming altcoins experiencing growth equal to or better than Bitcoin.

5. Set a clear profit target when opening a trade
As Bitcoin is still a relatively new market to invest in, it’s very difficult to know when the right time is to buy and sell your Bitcoin. The volatility in the value of Bitcoin is unlike anything you’re likely to have experienced before with financial investments, so it’s important that you set clear profit and loss targets when opening a trade on Bitcoin. Most beginner Bitcoin traders fail because they fall in love with their investments and don’t know when to let go of a bad position. By setting an exit point for profits and a stop loss should the trade go against you, it’s easier to minimise losses and live to fight another day. Typically, the most extreme daily movements in the value of Bitcoin can be up to 3%.

6. Be prepared to handle FOMO
The dreaded fear of missing out (FOMO) is also another newbie mistake among Bitcoin traders. Should newcomers to trading Bitcoin log in to their chosen cryptocurrency exchange and witness double-digit growth in Bitcoin in the last 24 hours, they will invest regardless in fear of missing out on further price moves. What these investors don’t consider is that they have often missed the value in the price move that day – buying the asset high, rather than the old adage of buying low and selling high. The most profitable Bitcoin investors accept that they cannot catch every positive market move on Bitcoin. Instead, they will bide their time and strike when the market conditions are most favourable e.g. the price has bottomed out and is ready to move up again.

7. Accept that Bitcoin is a volatile, high-risk opportunity
Finally, if you’re going to handle Bitcoin investing mentally, you need to get your head around the fact that it’s going to be a bumpy ride. The volatility in Bitcoin is enough to scare off even the most experienced of traditional investors. Nevertheless, if you’re prepared to adopt a strict risk management strategy and consider diversification in other cryptocurrencies when necessary, there is no reason why you cannot turn this high-risk investment opportunity into a profitable one.

Be sure to review the top 40+ exchanges available to buy Bitcoin from here. The platforms ranked at the top of the table will have the best user ratings and are therefore considered the most trustworthy exchanges to trade Bitcoin using fiat currencies. Kickstart your crypto-trading journey today and choose the Bitcoin broker that’s best for you at Best Bitcoin Exchange!

Biggest Cryptos

What is Š”ryptocurrency?
Š”ryptocurrency is a digital currency designed to function as a medium of exchange for financial transactions. Cryptocurrencies work in tandem with the so called ”blockchain technology” which is a secure public ledger that holds records of transactions in a decentralized way. The first cryptocurrency that came into existence was Bitcoin. Today, it is the world’s most valuable cryptocurrency in terms of market capitalization and you can buy it at almost every exchange out there. But the 5 Biggest Cryptos includes, in addition to Bitcoin, a few other interesting projects.

There are thousands of crypto coins and crypto tokens out there and each of them serves a particular purpose. This fact has made the cryptocurrency sector a new breeding ground for investors. However, it is not always easy to know which coins that are the best crypto coins to invest in.

Why Are Investors Flocking to Cryptocurrency?
In less than a decade, cryptocurrencies have grown to become one of the world’s fastest-progressing sectors. The total market cap for all cryptocurrencies is currently at $216 billion. That figure was under $15 billion in 2017. This represents an increase of almost 2,000% in just a year. There is no doubt about it – cryptocurrency attracts investors in great numbers. The unregulated nature of most cryptos affords them the opportunity to increase in value at unprecedented rates. In 2017, the value of Bitcoin increased to $19,783 making a ton of regular investors millionaires. Other factors inciting investors to cryptocurrency include:

Cryptocurrencies are decentralized;
Cryptocurrency transactions are highly secure and almost instant;
Transferring cryptocurrency does not require the participation of a third party.
It is established that cryptocurrencies are a quick and accessible source of investment. Let’s take a look at the 5 biggest cryptos out there today.

5 Biggest Cryptos – No. 1 – Ethereum
Currently trading at around $490, some say that Ethereum is a better version of Bitcoin. A primary merit of this cryptocurrency is the fact that it allows users to digitize any form of financial/business instrument on the almighty blockchain. Given its advanced functionality, not only investors favor the Ethereum, but the whole cryptocurrency community do so as well. Another killer feature of Ethereum is that start-up companies frequently use it for initial coin offerings and also developers use it for creating multi-purpose apps. This set of features makes Ethereum highly valuable and increases the probability that its price will go up.

In the same vein, there are a couple of improvements in place that set Ethereum ahead of other cryptocurrencies according to investors. Ethereum is well on the way to Proof of Stake, a streamlined approach to validating the transactions on the network. The Proof of Work algorithm that is utilized by most cryptocurrencies consumes a whole lot of energy and power during mining. The Proof of Stake system, on the other hand, is cost- and energy efficient. Once this system is in place, the price, security, and applicability of Ethereum is bound to go up.

Where to buy?
These exchanges are currently the top 5 exchanges at Cryptowisser where you can buy Ethereum:
PrimeXBT
BaseFEX
Simex
BitMax
Binance

5 Biggest Cryptos – No. 2 – Litecoin
Litecoin is another cryptocurrency that most investors are interested in holding. The current value of Litecoin sits around $100 and investors seem to think that it will only increase. Last year, Litecoin successfully debuted its Lightning Network. As a result it takes about two-and-a-half minutes to approve a Litecoin transaction, while in the case of Bitcoin you will be waiting for nearly ten minutes (i.e. four times longer).

Aside from this, investors lean heavily towards Litecoin due to a statement made by its founder Charlie Lee earlier this year. Charlie Lee tweeted that a huge surprise was on the way as regards Litecoin. This has definitely increased the hype and excitement surrounding Litecoin.

Other factors attracting investors to Litecoin include:

It is used for 30% of transactions on the dark web;
With Litecoin, transaction fees are almost zero;
Litecoin enjoys a high trading volume, which means that it is easy to find buyers and sellers for it.
Where to buy?
These exchanges are currently the top 5 exchanges at Cryptowisser where you can buy Litecoin:
PrimeXBT
BaseFEX
Simex
BitMax
Binance

5 Biggest Cryptos – No. 3 – Ripple
Ripple is another favorite among cryptocurrency investors in 2018. Unlike other cryptos, Ripple is still trading for less than a dollar, and it has the potential to increase in value exponentially. Ripple’s secure channel makes it a suitable pathway for the exchange of money, information and anything in digital form. Many banking institutions have also endorsed and adopted Ripple. Some of the banks that allegedly currently use Ripple are;
Axis Bank;
Cambridge Global Payments;
BBVA; and
Star One Credit Union.

Where to buy?
These exchanges are currently the top 5 exchanges at Cryptowisser where you can buy Ripple:
PrimeXBT
BaseFEX
BitMax
Binance
Changelly

5 Biggest Cryptos – No. 4 – Stellar Lumens
Stellar Lumens have come under the scrutiny of many cryptocurrency investors this year. Stellar’s scalability, speed and almost zero fees on transactions have endeared it to a large number of investors and traders. Despite being a freshman in the cryptocurrency space, Stellar has already partnered with the tech giant IBM to create a blockchain network that will unite banks worldwide. Since 2017, Stellar has managed to grow from $0.002 to $0.22. A lot of investors definitely still keep an eye on this cryptocurrency.

Where to buy?
These exchanges are currently the top 5 exchanges at Cryptowisser where you can buy Stellar Lumens:
BitMax
Binance
Changelly
CEX.io
CoinMetro


5 Biggest Cryptos – No. 5 – Bitcoin
Finally, this list wouldn’t be complete without mentioning the all-powerful Bitcoin – the first cryptocurrency that was introduced to the world. Bitcoin experienced a price increase of over 2,000% last year. Although is currently around $7,900, many investors believe that it is only bound to go up again. Some even predict that the price of Bitcoin can go as high as $250,000 by 2022. Bitcoin can be used at a lot of places where “ordinary money” was previously used. One of many such arenas is ' gambling industry. You can use Bitcoin to play Bitcoin Dice, a Bitcoin Crash Game, or essentially any other game you might prefer.

Where to buy?
Most exchanges offer trading in Bitcoin. You can actually almost pick any exchange in the world and you fill find Bitcoin-trading pairs there. These are currently the top 5 exchanges at Cryptowisser where you can buy Bitcoin:
PrimeXBT
BaseFEX
Simex
BitMax
Binance